Every year, on the anniversary of your policy commencement, your premium will increase. IFA Earnings are paid on these premium increases based on the year mode of the premium increase.
The foundation for a successful network marketing business lies in building the correct structure from the beginning.
The most common mistake is going too wide (too many Key Appointments) without depth OR going too deep without width (relying on a single downline). The perfect structure is a balance between these two extremes.
IFA rewards those IFAs who build the correct structures. Quartering of earnings applies when there is not an earning Key Appointment on all six levels of one leg of your downline.
The principle is simple. Ensure that at least one IFA at every level (Levels 1-6) within one leg of your downline qualifies for IFA Earnings. If this is not achieved you will earn 25% (one quarter) of the IFA Earnings on business at the levels below the last IFA Earner. In other words, full earnings will only be earned to the level where an Earning Key Appointment exists on that level and above (in the same leg of your downline), thereafter quartering will apply.