For as little as just R220 a month you not only build strong foundations for your future, but, you also save or that ultimate cash out when you need it most. R220 has never gone further. It’s The Ultimate saving, The Ultimate protection, and The Ultimate solution…It’s Clientèle’s Ultimate Foundation Plan.
We take your hard earned R220 and make it ultimate by splitting it into two.
Half of it goes into your Life Foundation which covers you for:
And half of it goes into your Savings Foundation, which allows you to save as much as you like, with options to cash your money out when you need it most. Note that maximum benefits are derived if the plan is kept for at least 20 years.
If you are an IFA it just keeps on getting more ultimate with the Investment Booster, Premium Pay Back Benefit and Business Fee Pay Back Benefit.
For every 60 premiums paid the first six months’ Life Foundation premiums will be paid into your Savings Foundation (investment account) provided no claim or surrender has been submitted during the 60 month period.
PREMIUM PAY BACK BENEFIT
There’s more. All the Life Foundation Premiums are paid back in the event of the policyholder’s death after a 12-month waiting period. The Premium Pay Back Benefit is forfeited when a policy lapses and starts again after reinstatement.
BUSINESS FEE PAY BACK BENEFIT
Guess what, it goes even further as all your business fees will be paid back upon a valid death claim as well. This is calculated from the commencement of the oldest Ultimate Plan and any Business Fees paid prior to the commencement of this plan are excluded. The Business Fee Pay Back Benefit is forfeited when a policy lapses and starts again after reinstatement. Only applicable on one IFA policy and should the IFA have more than one Ultimate Policy, it will only be paid once.