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© IFA is a division of Clientèle Life Assurance Company Limited. Clientèle Life Assurance Company Limited is an authorised financial services provider (FSP Number: 15268). All terms and conditions are subject to the overriding provisions of the IFA Contract and the IFA Rules and nothing contained herein shall be deemed to vary or amend any provisions of the IFA Contract nor the IFA Rules.

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IFA is a division of Clientèle Life Assurance Company Limited. Clientèle Life Assurance Company Limited is a licensed life insurer and an authorised financial services provider, FSP no. 15268.

Life insurance policies are underwritten by Clientèle Life Assurance Company Limited. Premiums escalate by 10% and benefits escalate by 6%.

Non-life insurance policies are underwritten by Clientèle General Insurance Limited, a licensed non- life insurer and an authorised financial services provider, FSP no. 34655. Premiums and benefits escalate by 10%.

The IFA Perks programme and Clientele Royalty are provided by CBC Rewards (Pty) Limited. Clientèle Royalty is a loyalty benefit provided to all loyal clients at no additional cost.

The non-insurance benefits are not financial products or services and are not regulated by the FAIS Act. You are not afforded the same protections as per the FAIS Act. Third parties are remunerated for their services to the brand. This website and its contents do not constitute financial advice.

Terms and conditions apply. Visit www.clientele.co.za or contact us on 011 320 3000. For Rewards terms and conditions, refer to ifa.co.za

All terms and conditions are subject to the overriding provisions of the IFA Contract and nothing contained herein shall be deemed to vary or amend any provisions of the IFA Contract.

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